In a mortgage by legal charge, the debtor remains the fair owner of the property, but the creditor gains sufficient rights over it to enable them to enforce their security, such as a right to take possession of the property or sell it.

The option Handle gives a number of St Louis Mortgage annuity choices each month (for example, the equivalent of an amortized defrayal were the game estimate 1%, interest only based on actual attentiveness rate, actual 30 college year amortized payment, actual 15 year amortized payment).